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Product Manager 2 - XPay

Microsoft

Microsoft

Product
Beijing, China · China · Jiangsu, China · Suzhou, Jiangsu, China
Posted on Feb 11, 2026
Overview

Microsoft AI is looking for an experienced product manager to drive the strategy, roadmap, and execution for our payment and wallet products. This role requires solid product thinking and development, track record of successfully shipping product from 0 to 1, success product and customer growth with at least 10M DAU, deep experience on payment and/or wallet space.

Microsoft’s mission is to empower every person and every organization on the planet to achieve more. As employees we come together with a growth mindset, innovate to empower others, and collaborate to realize our shared goals. Each day we build on our values of respect, integrity, and accountability to create a culture of inclusion where everyone can thrive at work and beyond.

Starting January 26, 2026, Microsoft AI (MAI) employees who live within a 50- mile commute of a designated Microsoft office in the U.S. or 25-mile commute of a non-U.S., country-specific location are expected to work from the office at least four days per week. This expectation is subject to local law and may vary by jurisdiction.



Responsibilities
  • Is qualitatively and quantitatively data-driven and agile in seeking and using data for decision-making.
  • Engages and influences with customers.
  • Can explore opportunities and develop product strategy and roadmap based on business requirements.
  • Able to identify ideal opportunities for external partnerships and lead discussions with potential external partners.
  • Collaborates across organizational boundaries, building experiences our customers will love.


Qualifications

Required Qualifications:

  • Bachelor's Degree AND 2+ years experience in product/service/program management or software development
    • OR equivalent experience.
  • Deep expertise in the wallet and payments ecosystem, with a proven track record of successfully scaling products and services.
  • Solid knowledge of payment processing and card network systems.
  • Experience in developing products from inception to completion, with a focus on the product aspect and a thorough understanding of the business needs.
  • Demonstrated expertise in identifying potential market opportunities and successfully launching products that meet market demands.
  • Data-driven decision making and ability to thoughtfully experiment.
  • Experience in online/web services environment.
  • Experience working with customers, with ability to deeply understand customer needs and competitive landscape, to achieve the best outcomes for the customer.


#MicrosoftAI


This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.




Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.