Clover Health is a Medicare Advantage insurer that combines technology and preventive care to lower costs and improve the quality of life for its members. The company operates a Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) model, focusing on reducing friction between doctors and insurers while enhancing visibility into patient health. Clover Health utilizes patient-centered analytics and a dedicated care management team to identify potential risks and provide preventive care, aiming to reduce avoidable spending and manage chronic diseases effectively. With a broad network of over 60,000 providers, Clover Health positions itself as a leader in the Medicare Advantage market, earning a 4 Star Rating for its plans in 2025.
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